Welcome to the This blog is fully moderated. Every comment submitted to this blog will be checked by us for compliance with our Terms of Use before it is published. We will try to publish as many comments as we can but we cannot guarantee that all comments will be published. We also cannot guarantee how quickly comments will be posted on this blog as this will depend on other editorial commitments. If you continue to browse and use this blog you are agreeing to comply with and be bound by our Terms of Use, which govern relationship with you in relation to this blog. For our commitment to privacy please refer to the Privacy tab that is at the bottom of our blog page. The term or ‘us’ or ‘we’ refers to the owner/operator or moderator of this blog.

The use of this blog is subject to the following:

You must be at least eighteen (18) years of age to use this blog. By posting to this blog you warrant and represent that you are at least eighteen (18) years of age.
You are granted a license to view, download and use the information and materials found in this blog, subject to our Terms of Use below.
The content contained on the pages of this blog are for general information and use only. Such content is subject to change without notice.
Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness or suitability of the information and materials found or offered on this blog for any particular purpose. Your use of any information or materials on this blog is entirely at your own risk, for which we shall not be liable. It shall be your own responsibility to ensure that any products, services or information available through this blog meet your specific requirements. In addition, information and materials that may be provided by us in the form of comments or replies to comments, does not constitute legal or other advice and must not be used as a substitute for legal advice from a qualified legal professional in your jurisdiction who has been fully informed of your specific circumstances. You further acknowledge that such information and materials may contain inaccuracies or errors and we expressly exclude liability for any such inaccuracies or errors to the fullest extent permitted by law.
Unauthorized use of this blog may give rise to a claim for damages and/or be a criminal offence. You agree to indemnify and hold us harmless, as well as our agents, contractors, employees, officers, directors and licensors from and against any and all claims and expenses, including legal fees, arising out of your use of this blog, including but not limited to your violation of our Terms of Use.
This blog contains material which is owned by or licensed to us. This material includes, but is not limited to, the design, layout, look, appearance and graphics. Reproduction is prohibited.
Our Terms of Use do not transfer to you any content submitted or available on this blog or third party intellectual property, and all right, title and interest in and to such property will remain (as between the parties) solely with us or third parties from whom we have licensed such property. Other trademarks, service marks, graphics and logos used in connection with this blog may be the trademarks of other third parties. Your use of this blog grants you no right or license to reproduce or otherwise use any such third-party trademarks. You hereby grant to us an irrevocable, perpetual, non-exclusive, transferable, fully paid, worldwide license (with the right to sublicense) to (a) use, copy, publish, stream, store, retain, publicly perform or display, transmit, scan, reformat, modify, edit, frame, translate, excerpt, adapt, create derivative works and distribute (through multiple tiers), any content you post on or in connection with this blog and (b) to use your name, likeness and image for any purpose, including commercial or advertising, each of (a) and (b) on or in connection with this blog or the promotion thereof.
You must not submit any content to this blog that is libelous or defamatory, or that contains threats or incites violence towards individuals or entities, or that violates the privacy or publicity rights of any party.
From time to time this blog may also include links to other websites and/or blogs. These links are provided for your convenience to provide further information. They do not signify that we endorse the website(s) and/or blog(s). We have no responsibility for the content of the linked website(s) and/or blog(s).
This blog is not a forum for title insurance claims submission and/or discussion and we will not accept or acknowledge any such submissions and/or discussion.
You may not create a link to this blog from another website or document without prior written consent which may be withheld in’s absolute discretion.
We may terminate your access to all or any part of this blog at any time, with or without cause, with or without notice, effective immediately.
We may revise our Terms of Use at any time and without notice. You are expected to check our Terms of Use from time to time to take notice of any change we make, as they are legally binding on you.
Such Terms of Use, which by their nature should survive termination, shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.